The Visa®, MasterCard®, and American Express® credit cards and charge cards offered through this site are issued by independent third-party credit card companies, and not by Loans and Credit Cards for People with Bad Credit. These credit cards are only offered to people over 18 years of age. We have made every effort to update the rates and fees listed for each credit card. However, we cannot guarantee the accuracy of the information as the issuers may change their pricing without notifying us. Be sure to read and understand the important terms and conditions before you apply for a credit card or any loan product.